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Transfer Your UK Pension to Belgium

Specialist Pension Advice for British Expats Living in Belgium

At Titan Wealth International, we offer a dedicated pension transfer service for British expats living in — or moving to — Belgium who want to optimise their UK pensions for life abroad.

Whether you’re retiring to Belgium, relocating for work, or returning home after working in the UK, we help you structure your pension in a way that works for your lifestyle, residency, and long-term goals.

The only international firm with dual accreditation, as a CISI Chartered Status Firm and a CII International Professional Partner Firm.

As Seen In

Who This Service Is For?

01

You’re a British expat living in Belgium and want greater control over your UK pension.

02

You’re relocating to Belgium within the next 12–24 months and want to prepare your finances in advance.

03

You hold one or more UK pensions — including defined benefit, defined contribution, or personal pensions — and want to understand your options.

04

You’ve previously worked in the UK and are now living in or returning to Belgium, and want your UK pension aligned with your current residency and retirement plans.

05

You’re looking for tax-efficient, cross-border advice that integrates your UK pension with your wider wealth and retirement strategy.

* Please note that we cannot transfer your UK State Pension or most public sector pensions, unless you are a member of the Universities Superannuation Scheme (USS) or a Local Government Pension Scheme (LGPS).

How We Can Help You

Our UK Pension Transfer to Belgium service is tailored to your personal goals, financial situation, and cross-border needs. When you work with us, you’ll benefit from:

Clarity on Your Pension Options

We assess whether transferring your UK pension aligns with your retirement timeline, lifestyle goals, and overall financial strategy.

The Right Structure for You

Whether it’s an International SIPP, another pension product or keeping your current scheme, we recommend what’s most suitable for your specific situation.

Cross-Border Tax Planning

We explore all relevant tax opportunities under both UK HMRC and Belgian tax rules, including the UK–Belgium double taxation treaty.

End-to-End Transfer Support

We handle the full process – from contacting trustees to completing documentation – so everything is taken care of for you.

Ongoing Financial Planning

Continue working with us after the transfer for advice on pension drawdown, cash flow, retirement income planning, and wider financial strategy.

Wealth Management & Global Structuring

Access our full suite of services – from multi-jurisdictional asset structuring to estate planning and currency optimisation – to future-proof your finances wherever life takes you.

Benefits of Managing Your UK Pension from Belgium

Effectively managing your UK pension while residing in Belgium can offer significant financial advantages and peace of mind.

Tax Efficiency

With the right structure, you can optimise your income under Belgian tax rules, using the UK–Belgium tax treaty to avoid double taxation.

Simplicity

Consolidate multiple UK pensions into a single, manageable solution. This simplifies administration, enhances oversight, and provides a more coherent retirement income plan.

Currency Flexibility

Mitigate exchange rate risks by aligning your pension income with your cost of living in euros, helping to protect your spending power in Belgium.

Tailored Investment Strategy

Access globally diversified portfolios tailored to your retirement goals, risk appetite, and timeline — giving you control over how your pension is invested.

Ease of Accessing Your Funds

Eliminate the effort, delays, and hidden costs of remitting money between countries. Receive income in the currency you spend and where you live.

$48b+

Assets Under Management & Advice

75k+

Individual Clients Globally

18+

Financial Regulatory Licenses

1.3k+

Employees Globally

25+

Offices Globally

200+

Institutional Clients

Why Titan Wealth?

Dedicated Pension Transfer Advisers

Work with a UK pension transfer specialist who will review your existing pensions and provide a side-by-side comparison of all viable options. Our advice is always delivered in the context of your broader retirement plan and long-term goals.

Holistic Financial Planning Across Borders

We provide integrated financial planning that aligns your UK pension with your Belgian residency, and any international assets you hold — so your entire wealth strategy is coordinated.

Future-proof your finances

With the breadth and depth of our expertise, we help ensure your finances remain optimised no matter how your circumstances change — so you never need to change advisers again.

Transparent Fees

We believe in complete transparency. You’ll receive clear, straightforward information on costs from the outset — so you always understand the value of the advice and service you’re receiving.

How Our UK Pension Transfer to Belgium Service Works

A step-by-step process designed for clarity, compliance, and confidence.

Book a free call with a UK cross-border pension transfer specialist to learn:

  • Whether you qualify for a UK pension transfer
  • The potential tax and financial benefits under Belgian residency
  • Whether an International SIPP suits your goals

We contact your UK pension providers and collect all necessary details directly from scheme trustees. We also trace any forgotten pensions, ensuring nothing gets missed. This is a complimentary service.

Once we have the data, your adviser will get to know your full financial picture — including your plans for life in Belgium or elsewhere, lifestyle expectations, and desired retirement age.

You’ll receive a complimentary Pension Transfer Assessment Report that includes:

  • A full snapshot of your pensions and projected income
  • Comparisons of keeping vs transferring
  • A professional recommendation tailored to your goals

If a transfer is right for you and you decide to proceed, we’ll handle everything from start to finish. All costs will be communicated to you upfront before proceeding. If a transfer isn’t right for you, or you decide not to proceed, you walk away without any charges.