Expat Financial Advice and Wealth Management

Do I have enough money to retire?

As a British expat, navigating cross-border pension planning and ensuring you have enough retirement income can be challenging.

We can help you with a holistic review of your retirement plans, including all pension types, ISAs, inheritance money, home equity, property investments, and retirement location.

By forecasting cash flow and considering different scenarios, such as staying in your current defined benefit pension vs transferring into a personal pension, your financial adviser can assess the right decision for you, considering any tax implications and investment opportunities.

Do I need life insurance as an expat?

Many expats do not have life insurance policies, which can leave them and their loved ones financially vulnerable to unexpected illness or death.

Titan Wealth International offers tailored life insurance solutions to meet the unique needs of expats, providing peace of mind and financial security for the future.

What tax do I pay as an expat?

As an expat, navigating tax regulations can be complicated and stressful. Knowing which country’s tax laws apply to you and how to minimise your tax liability while staying compliant with regulations can be difficult.

We provide expert tax advice for expats, including guidance on residency and domicile rules, double taxation treaties, and cross-border tax planning.

With our help, you can ensure that you take advantage of all available tax benefits and avoid costly mistakes. Let our experienced team of tax professionals provide peace of mind and help you achieve your financial goals.

I want to invest in UK property.

As an expat, investing in UK property can be daunting. You may be concerned about the complex legal and tax regulations and the difficulty of managing a property portfolio from abroad. Making it challenging to capitalise on the reliable UK house price growth.

We understand these challenges and offer tailored investment solutions to meet expats’ specific needs and investment goals. Our end-to-end service includes legal, lending, and letting support, limited company incorporation, tax advice, and ongoing HMRC reporting.

We designed our property investing strategy to be hassle-free and hands-off, allowing you to build a successful property portfolio without the stress and worry.

How can I track down my UK pensions?

Managing various schemes can be a challenge, especially when you’re living as a British expat. However, consolidating your pensions can simplify your pension management, give you a clear view of your retirement assets, and improve performance by reducing your fees.

With Titan Wealth International’s pension tracking and consolidation service, you can easily transfer all your pensions into one manageable account, regardless of where you are. Additionally, you can access 12+ major currencies to hold funds so that you won’t be tied to currency risk.

So enjoy the peace of mind that comes with having all your pensions in one place, and start planning for your retirement today.

Why isn’t my QROPS performing?

For British expats who have already transferred their pension into a QROPS, a common pain point is when the scheme is not performing as expected.

This could be due to various reasons, such as poor investment management, high fees, or lack of flexibility. The fear of not having enough retirement savings can be overwhelming.

We can help by thoroughly reviewing your QROPS scheme and offering personalised advice to improve its performance. By optimising the investment strategy and reducing unnecessary fees, we can help you achieve your retirement goals.

What should I do with my lump sum?

Decisions about what to do with a lump sum of money can be overwhelming and stressful, especially if you’re unsure of your options as an expat.

You may be concerned about market volatility or making the wrong investment choices. However, with expert advice and guidance, you can create a solid investment plan that suits your specific needs and goals.

By taking a tailored approach, you can make informed decisions that give you peace of mind and the potential to grow your wealth over time. So explore your options today and take the first step towards securing your financial future.

Where can I invest my disposable income?

With so many options available, knowing where to invest your disposable income for your future can be challenging. But it’s crucial to make the right decisions now to secure yours.

Investing in a diversified portfolio of assets can minimise risk and achieve long-term growth. We offer a range of investment solutions tailored to suit your individual needs and goals.

Whether you’re looking for a low-risk option or a high-growth opportunity, our team of experts can help you navigate the complexities of the investment world.

Can I transfer my pension to Australia?

Transferring your UK Defined Benefit Pension into your Superannuation can be complex and confusing, especially for those under 55 who need an interim vehicle.

Titan Wealth International can help guide you through the process, providing expert advice on the pros and cons of transferring, the tax implications, and the potential benefits of consolidating your pensions.

With our support, you can feel confident that you’re making informed decisions about your retirement savings, maximising your potential for a comfortable and secure retirement in Australia.

What do I need to consider when repatriating to the UK?

Returning to the UK after living abroad can be challenging. The process can be overwhelming with complex tax laws, residence and domicile issues, and capital gains tax for expats.

Titan Wealth International can guide you on split-year treatment, residency rules and tax treaties and help you understand how to manage taxes if you reside in more than one country.

With our support, you can ensure that your repatriation to the UK is as smooth and stress-free as possible.

How can I manage my 401(k) and IRA investments as a US Expat?

Managing 401(k) and IRA investments can be complicated and overwhelming for US expats. With constantly changing tax laws, navigating and optimising investments to ensure the best returns can be challenging.

Furthermore, transferring 401(k) and IRA accounts overseas can involve various administrative hurdles and tax implications.

However, Titan Wealth International’s team of experienced financial advisers can provide expert advice and guidance to help optimise your 401(k) and IRA investments and ensure compliance with US tax laws.