AHR Group has been acquired by Titan Wealth and is now operating as Titan Wealth International

Learn More

Transfer Your UK Pension to Cyprus

Specialist Pension Advice for British Expats Living in Cyprus

At Titan Wealth International, we offer a dedicated pension transfer service for British expats living in — or moving to — Cyprus who want to optimise their UK pensions for life abroad.

Whether you’re retiring to Cyprus, relocating for lifestyle or work, or returning home after working in the UK, we help you align your UK pension with your cross-border financial goals.

The only international firm with dual accreditation, as a CISI Chartered Status Firm and a CII International Professional Partner Firm.

As Seen In

Who This Service Is For?

01

You’re a British expat living in Cyprus and want greater control over your UK pension.

02

You’re relocating to Cyprus within the next 12–24 months and want to prepare your finances in advance.

03

You hold one or more UK pensions — including defined benefit, defined contribution, or personal pensions — and want to understand your options.

04

You’ve worked in the UK and are now living in or returning to Cyprus, and want your pension aligned with your residency and retirement strategy.

05

You’re looking for cross-border financial planning that brings together your UK pension, Cypriot residency, and any international assets or future lifestyle goals.

* Please note that we cannot transfer your UK State Pension or most public sector pensions, unless you are a member of the Universities Superannuation Scheme (USS) or a Local Government Pension Scheme (LGPS).

How We Can Help You

Our UK Pension Transfer to Cyprus service is tailored to your personal goals, financial situation, and cross-border needs. When you work with us, you’ll benefit from:

Clarity on Your Pension Options

We assess whether transferring your UK pension aligns with your retirement timeline, lifestyle goals, and overall financial strategy.

The Right Structure for You

Whether it’s an International SIPP, another pension product or keeping your current scheme, we recommend what’s most suitable for your specific situation.

Cross-Border Tax Planning

We explore all relevant tax opportunities under both UK HMRC and Cypriot tax rules, including the UK–Cyprus double taxation agreement and Cyprus’ pension-friendly tax regime.

End-to-End Transfer Support

We handle the full process – from contacting trustees to completing documentation – so everything is taken care of for you.

Ongoing Financial Planning

Continue working with us after the transfer for advice on pension drawdown, cash flow, retirement income planning, and wider financial strategy.

Wealth Management & Global Structuring

Access our full suite of services – from multi-jurisdictional asset structuring to estate planning and currency optimisation – to future-proof your finances wherever life takes you.

Benefits of Managing Your UK Pension from Cyprus

Effectively managing your UK pension while residing in Cyprus can offer significant financial advantages and peace of mind.

Tax Efficiency

With the right structure, you can optimise your income under Cyprus’ pension-friendly tax system and avoid double taxation under the UK–Cyprus treaty.

Simplicity

Consolidate multiple UK pensions into a single, manageable solution. This simplifies administration, enhances oversight, and provides a more coherent retirement income plan.

Currency Flexibility

Mitigate exchange rate risks by aligning your pension income with your cost of living in euros, helping to protect your spending power in Cyprus.

Tailored Investment Strategy

Access globally diversified portfolios tailored to your retirement goals, risk appetite, and timeline — giving you control over how your pension is invested.

Ease of Accessing Your Funds

Eliminate the effort, delays, and hidden costs of remitting money between countries. Receive income in the currency you spend and where you live.

$48b+

Assets Under Management & Advice

75k+

Individual Clients Globally

18+

Financial Regulatory Licenses

1.3k+

Employees Globally

25+

Offices Globally

200+

Institutional Clients

Why Titan Wealth?

Dedicated Pension Transfer Advisers

Work with a UK pension transfer specialist who will review your existing pensions and provide a side-by-side comparison of all viable options. Our advice is always delivered in the context of your broader retirement plan and long-term goals.

Holistic Financial Planning Across Borders

We provide integrated financial planning that aligns your UK pension with your Cypriot residency, and any international assets you hold — so your entire wealth strategy is coordinated.

Future-proof your finances

With the breadth and depth of our expertise, we help ensure your finances remain optimised no matter how your circumstances change — so you never need to change advisers again.

Transparent Fees

We believe in complete transparency. You’ll receive clear, straightforward information on costs from the outset — so you always understand the value of the advice and service you’re receiving.

How Our UK Pension Transfer to Cyprus Service Works

A step-by-step process designed for clarity, compliance, and confidence.

Book a free call with a UK cross-border pension transfer specialist to learn:

  • Whether you qualify for a UK pension transfer
  • The potential tax and financial benefits under Cypriot residency
  • Whether an International SIPP suits your goals

We contact your UK pension providers and collect all necessary details directly from scheme trustees. We also trace any forgotten pensions, ensuring nothing gets missed. This is a complimentary service.

Once we have the data, your adviser will get to know your full financial picture — including your plans for life in Cyprus or elsewhere, lifestyle expectations, and desired retirement age.

You’ll receive a complimentary Pension Transfer Assessment Report that includes:

  • A full snapshot of your pensions and projected income
  • Comparisons of keeping vs transferring
  • A professional recommendation tailored to your goals

If a transfer is right for you and you decide to proceed, we’ll handle everything from start to finish. All costs will be communicated to you upfront before proceeding. If a transfer isn’t right for you, or you decide not to proceed, you walk away without any charges.