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Transfer Your UK Pension to Saudi Arabia

Specialist Advice for British Expats Living in Saudi Arabia

At Titan Wealth International, we provide specialist UK pension transfer advice for British expats living in — or relocating to — Saudi Arabia.

Our dedicated service helps you evaluate your options, navigate UK and Saudi tax implications, and structure your retirement income effectively — all with expert support from cross-border advisers who understand the financial needs of international residents in the Middle East.

The only international firm with dual accreditation, as a CISI Chartered Status Firm and a CII International Professional Partner Firm.

As Seen In

Who This Service Is For?

01

You’re a British expat working or retiring in Saudi Arabia and want more control over your UK pension.

02

You’re relocating to Saudi Arabia within the next 12–24 months and want to prepare your pensions in advance.

03

You hold one or more UK pensions — including defined benefit, defined contribution, or personal pensions — and want to explore your options.

04

You have financial interests in both the UK and Saudi Arabia and require tax-efficient, cross-border structuring.

05

You want long-term retirement planning that reflects your current location, future plans, and international lifestyle.

* Please note that we cannot transfer your UK State Pension or most public sector pensions, unless you are a member of the Universities Superannuation Scheme (USS) or a Local Government Pension Scheme (LGPS).

How We Can Help You

Our UK Pension Transfer to Saudi Arabia service is tailored to your personal goals, financial situation, and cross-border needs. When you work with us, you’ll benefit from:

Clarity on Your Pension Options

We assess whether transferring your UK pension aligns with your retirement goals, lifestyle expectations, and financial strategy.

The Right Structure for You

Whether it’s an International SIPP or keeping your current UK scheme, we recommend the most suitable option based on your needs and future plans.

Cross-Border Tax Planning

We provide guidance on potential UK tax liabilities, remittance considerations, and residency-based planning — ensuring full compliance across jurisdictions.

End-to-End Transfer Support

We manage the full process — including communications with trustees and completion of all paperwork — so nothing is left for you to chase.

Ongoing Financial Planning

Continue working with us post-transfer for long-term planning, pension drawdown, cash flow forecasting, and retirement income advice.

Wealth Management & Global Structuring

Access globally diversified investment portfolios and international structuring strategies that adapt to your evolving circumstances and tax status.

Benefits of Managing Your UK Pension from Saudi Arabia

Effectively managing your UK pension from Saudi Arabia can deliver meaningful financial benefits and give you peace of mind in retirement.

Tax Efficiency

Although Saudi Arabia currently has no personal income tax, we ensure your UK pension is structured in a way that minimises UK tax exposure and meets your long-term planning needs.

Simplicity

Combine multiple UK pensions into one easy-to-manage solution. This makes oversight, access, and planning more straightforward.

Currency Flexibility

Structure pension withdrawals in GBP, SAR, or USD — depending on your needs — to align with your cost of living and mitigate currency risk.

Tailored Investment Strategy

Access professionally managed portfolios that align with your risk appetite, income requirements, and retirement plans — wherever you’re based.

Ease of Accessing Your Funds

Avoid delays and unexpected charges when drawing down pension income while living in Saudi Arabia, with flexible access across borders.

$48b+

Assets Under Management & Advice

75k+

Individual Clients Globally

18+

Financial Regulatory Licenses

1.3k+

Employees Globally

25+

Offices Globally

200+

Institutional Clients

Why Titan Wealth?

Dedicated Pension Transfer Advisers

Receive expert advice from a UK pension specialist who will assess your pension structure, compare options like International SIPPs, and guide you through the decision process.

Holistic Financial Planning

Get support beyond the pension transfer — including retirement income planning, investment management, and international wealth structuring that evolves with you.

Transparent Fees

You’ll always know what you’re paying for. We provide clear, upfront information on costs, with no hidden fees.

How Our UK Pension Transfer to Saudi Arabia Service Works

A step-by-step process designed for clarity, compliance, and confidence.

Book a free call with a UK cross-border pension transfer specialist to learn:

  • Whether you qualify for a UK pension transfer
  • The potential tax and financial benefits under Saudi residency
  • Whether an International SIPP suits your goals

We contact your UK pension providers and collect all necessary details directly from scheme trustees. We also trace any forgotten pensions, ensuring nothing gets missed. This is a complimentary service.

Once we have the data, your adviser will get to know your full financial picture — including your plans for life in Saudi, lifestyle expectations, and desired retirement age.

You’ll receive a complimentary Pension Transfer Assessment Report that includes:

  • A full snapshot of your pensions and projected income
  • Comparisons of keeping vs transferring
  • A professional recommendation tailored to your goals

If a transfer is right for you and you decide to proceed, we’ll handle everything from start to finish. All costs will be communicated to you upfront before proceeding. If a transfer isn’t right for you, or you decide not to proceed, you walk away without any charges.