
Can I Borrow from My 401(k)? Rules, Risks and Expat Considerations
Published on August 8, 2025 • Last updated on August 8, 2025 • About 14 min. read
AHR Group has been acquired by Titan Wealth and is now operating as Titan Wealth International
Clients We Help
We provide tailored wealth management solutions for expats and high-net-worth individuals. See the groups we serve and how our bespoke solutions can help you manage and grow your wealth globally.
Clients We Help Overview
British Expats
Wealth management for British expats, covering UK pensions, tax optimisation, and cross-border advice.
US Expats
Wealth management for US expats, including 401k rollovers, IRA transfers, and cross-border tax planning.
Non-Resident Indians
Wealth management for NRIs, addressing foreign tax obligations, remittances and currency fluctuations.
Services
Investment Management Overview
Managed Portfolio
Choose from risk-rated portfolios designed to suit your investment objectives, offering a structured approach to financial growth.
Bespoke Portfolio
Personalise your investments with strategies aligned to your financial goals, managed with care and expertise for long-term planning.
Financial Planning Overview
Pension Advice
Expert guidance to manage your pensions, align them with your goals, and maximise growth tax-efficiently.
Pension Advice Services
Pension Transfer
Bespoke pension transfer solutions for expats, including SIPPs, QROPS, and 401(k) Rollovers.
Pension Transfer Services
Currency Transfer
Fast, secure, and low-commission international currency transfers with regulated providers.
General Investment Accounts
Grow your wealth with a GIA designed for expats. Access flexible, tax-efficient investing options.
Expat Banking
Secure, flexible offshore banking for expats. Get independent guidance on cross-border banking.
Private Banking
Gain access to private banks worldwide, with guidance to align your banking with your overall wealth strategy.
Tax Planning Overview
General Tax Planning
Optimise your wealth with tailored tax strategies for expats navigating multi-jurisdictional complexities.
Inheritance Planning
Preserve your legacy with tailored solutions for expats navigating cross-border requirements.
UK Repatriation
Simplify your return with expert guidance, ensuring a smooth transition back to the UK after living abroad.
Property Investment Overview
Limited Company Incorporation
Explore options for setting up a limited company to optimise property ownership, tax planning, and long-term asset protection.
Latest Developments
Discover carefully selected turnkey property developments with comprehensive support for a streamlined and hassle-free investment experience.
Expat Financial Advice: How to Manage Your Finances Abroad
Expat Solutions
Discover expat financial solutions, including portfolio optimisation, pension consolidation, tax savings, wealth growth, and retirement planning, with expert guidance to secure your financial future.
Expat Solutions Overview
Optimise My Tax Strategy
Tax optimisation solutions for expats, reducing liabilities with specialist cross-border advice.
Optimise My Portfolio
Optimise your portfolio with expert management, global access, and a strategy aligned to your goals.
Consolidate My Pensions
Consolidate your pensions for streamlined management and better investment options.
QROPS Pension Transfer to SIPP
Review your QROPS and discover if moving to a UK SIPP offers greater flexibility and value.
Resources
Our expert adviser-produced resources offer insights to help you make informed decisions on financial, tax, and estate planning. Start learning today and take control of your financial future.
See All Resources
Articles
Read expert adviser-written articles on wealth management, tax, pensions, and expat financial strategies.
Calculators
Our calculators help you plan retirement, tax, pensions, and property investments to make informed financial decisions.
Guides
Discover expert guides on expat pensions, tax, property, and retirement planning to help secure your financial future.
Colin Kneale is a Private Wealth Director with over 20 years of experience in financial services, advising clients across the UK, Europe, the Middle East, and the USA. UK and US-qualified, he brings specialist expertise in cross-border financial planning, with a focus on capital preservation and long-term wealth accumulation. Colin is known for his personable, clear approach, helping clients navigate complex international planning challenges with confidence. With deep experience in pensions, investment management, and estate planning, he writes on wealth management topics to support expats in making informed financial decisions.
Can I Borrow from My 401(k)? Rules, Risks and Expat Considerations
Published on August 8, 2025 • Last updated on August 8, 2025 • About 14 min. read
Early Withdrawal of 401k: Rules and Alternatives
Published on August 8, 2025 • Last updated on August 8, 2025 • About 12 min. read
Investing in a Roth IRA from UAE: How To Save for Retirement as a US Expat
Published on August 1, 2025 • Last updated on August 1, 2025 • About 10 min. read
Is There an Equivalent to a 401k in Singapore? A Guide for US Expats
Published on April 4, 2025 • Last updated on April 4, 2025 • About 8 min. read
How Can You Convert a 401k to a Roth IRA? Rules, Limits, and Tax Implications for Expats
Published on April 4, 2025 • Last updated on April 4, 2025 • About 10 min. read
401k Rollover to IRA: The Process, Transfer Options, and Tax Implications Explained for US Expats
Published on April 4, 2025 • Last updated on April 4, 2025 • About 13 min. read
Wealth Management vs. Private Banking: Everything You Should Know
Published on March 21, 2025 • Last updated on March 21, 2025 • About 10 min. read