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Consolidate My Pensions

Simplify Your Pensions for a Cohesive Retirement Plan

As your career progresses, it’s common to accumulate pensions from different jobs or even countries, leading to higher fees and a fragmented strategy. Consolidating your pensions into one flexible plan simplifies your retirement planning, and potentially allows for greater flexibility and choice in investments.

Whether you have Defined Contribution, Defined Benefit, SIPP, QROPS, 401k, or Superannuation pensions, we provide tailored guidance to help create a unified approach to your retirement savings.

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Challenges of Managing Multiple Pensions

Disjointed Pensions with Varied Rules and Benefits

High Fees and Poor Investment Choices

Lack of a Cohesive Retirement Plan

3 Pillars to Your Pension Consolidation

Pension
Transfers

Seamlessly move your pensions to a structure that fits your future.

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Pension
Advice

Tailored, expert advice to optimise every aspect of your retirement plan.

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Investment
Management

Grow and protect your pension with strategic, ongoing investment management.

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Benefits of Consolidating Your Pensions With Us

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Greater Flexibility
with Investments

Take control of your pension by customising your investment strategy. Unlike predefined options, this flexibility lets you adapt your portfolio to evolving needs and market opportunities.

Lower Fees,
Higher Growth

Cut pension costs to maximise returns. Many plans have hidden fees; our transparent structure ensures you know exactly what you’re paying, helping you keep more of your pension for growth.

Unified
Retirement Plan

Streamline retirement planning by consolidating assets into one comprehensive strategy. This holistic approach aligns all decisions with your retirement goals, providing a clearer view of your financial future.

Keep More of
Your Money

Maximise tax efficiency and asset structuring across your financial base. Our approach considers residency, domicile, and cross-border factors to grow long-term savings while minimising tax.

Ongoing Management
and Flexibility

Enjoy proactive pension management that adapts to market changes, regulations, and your needs, keeping your retirement goals on track without a set-and-forget approach.

Future-Proof Solutions
with Titan Wealth

Benefit from Titan Wealth’s unmatched resources and expertise, ensuring you’re fully prepared for future changes in your financial journey without needing to switch advice firm in the future.

How Our Service Works

Book a free no obligation 15 minute call with one of our pension transfer business development managers. They will explain which pension transfer benefits you qualify for, explain the best option for you and explain the pros and cons of transferring.

On your behalf we will contact the trustees of your UK pension schemes and gather all of the information specific to your pensions.

Once we receive information specific to your pensions, your pension transfer adviser will discuss your financial situation and personal objectives for retirement. To do this, we will :

  • Help you answer a financial questionnaire to understand your financial situation precisely.
  • Listen to what plans you have for the future, what financial security represents for you, where you plan on living and how much you expect to spend.

We will provide you with a free pension transfer assessment report that considers all the information from your pension and current situation. The report will include:

  • A future projection status of your entire financial asset base.
  • A clear comparison of projected income streams between your “current” arrangements and the “options” available.
  • Our expert advice on whether or not you should transfer your UK pension.

If a transfer is recommended, and you accept our recommendations, we will manage all aspects of the transfer for you. If not, you walk away without paying a penny.

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Book Your Complimentary Pension Review

Book your free, no-obligation discovery call. In just 15 minutes, you will:

  • Understand your pension consolidation options.
  • Receive expert, personalised guidance.
  • Gain clarity on your retirement goals.
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Consolidating Pension FAQs

In the 15-minute discovery call, we’ll provide an overview of your pension consolidation options, explain the pros and cons, outline the process, and give you an idea of the costs involved.

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Depending on your pension type, transferring could mean losing certain benefits like guaranteed income or early retirement options. We’ll provide a comprehensive assessment to ensure any transfer is in your best interest.

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We start with a full assessment of your current pensions, financial situation, and retirement goals. From there, we create a tailored plan that aligns with your needs, weighing up the pros and cons of consolidating.

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No, our pension review and transfer assessment are completely free of charge. You’ll only incur fees if you decide to move forward with the consolidation, and all costs will be transparent from the start.

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If you choose not to proceed, there is no cost to you. Our goal is to provide you with all the information you need to make an informed decision, with no obligation to proceed.

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