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Who We Help
We provide tailored wealth management solutions for expats and high-net-worth individuals. See the groups we serve and how our bespoke solutions can help you manage and grow your wealth globally.
Clients We Help Overview
British Expats
Wealth management for British expats, covering UK pensions, tax optimisation, and cross-border advice.
US Expats
Wealth management for US expats, including 401k rollovers, IRA transfers, and cross-border tax planning.
Non-Resident Indians
Wealth management for NRIs, addressing foreign tax obligations, remittances and currency fluctuations.
Advice
Financial Planning Overview
Create a personalised financial plan that brings together your pensions, investments, tax, and retirement goals into one clear strategy.
Education Fee Planning
Plan ahead for education costs with tailored strategies that help fund school and university fees while protecting your long-term wealth.
Major Life Event Planning
Navigate major life events with expert financial planning, helping you adapt your strategy as your personal and financial circumstances change.
Retirement Planning Overview
Build a retirement plan that helps you grow your wealth, generate sustainable income, and achieve financial confidence wherever you retire.
Retirement Income Planning
Create a sustainable retirement income strategy that helps you meet your lifestyle goals while managing tax, longevity, and investment risks.
Retirement Accumulation Planning
Grow your retirement savings with a tailored accumulation strategy designed to maximise long-term wealth and prepare you for retirement.
Pension Advice Overview
Make informed pension decisions with expert advice on retirement planning, consolidation, transfers, and managing pensions across borders.
Defined Benefit Pension Analysis
Understand your defined benefit pension with a detailed analysis of transfer options, retirement income, and long-term financial outcomes.
National Insurance Contributions (NICs)
Protect your UK State Pension by understanding your National Insurance contribution options while living and working overseas.
SIPP Advice
Maximise your retirement savings with tailored SIPP advice, helping you choose investments and manage your pension with confidence.
QROPS Advice
Receive specialist advice on managing your existing QROPS, ensuring it remains aligned with your retirement goals and tax position.
Annuities
Secure a reliable retirement income with expert annuity advice tailored to your lifestyle, income needs, and long-term financial security.
Pension Transfer Overview
Receive expert pension transfer advice to help you understand your options and navigate tax, investment, and retirement planning considerations across borders.
Defined Contribution Pension Transfer
Understand your defined contribution pension transfer options and make informed decisions to support your long-term retirement goals.
SIPP Transfer
Explore whether transferring your pension into a SIPP is appropriate for your circumstances, with specialist advice on your available options.
401k Rollover
Receive specialist advice on your 401(k) rollover options, including cross-border tax, investment, and retirement planning considerations.
UK Pension Transfer Advice By Country
Explore your options for transferring a UK pension overseas, with country-specific guidance and specialist cross-border advice.
UK Pension Transfer Advice By Country
US Retirement Account Advice by Country
Access country-specific guidance on managing US retirement accounts while living overseas, including tax and retirement planning considerations.
US Retirement Account Advice by Country
Tax Planning Overview
Receive tailored cross-border tax planning advice to help you understand your tax position and make informed financial decisions.
General Tax Planning
Explore cross-border tax planning considerations with personalised advice tailored to your circumstances and financial objectives.
UK Repatriation Tax
Prepare for your return to the UK with tailored tax planning advice to help you understand the financial implications of repatriation.
Inheritance Tax
Understand the inheritance tax planning options available to you and receive tailored advice based on your circumstances and objectives.
Estate Planning Overview
Plan for the future with tailored estate planning advice to help you structure your affairs and communicate your wishes clearly.
Will Writing
Prepare a legally valid will with specialist guidance tailored to your personal circumstances, family needs, and international assets.
Trust Planning
Explore trust planning options with specialist advice tailored to your financial objectives, family circumstances, and estate planning needs.
Protection Planning Overview
Explore protection planning solutions designed to help provide financial security for you and your family if the unexpected happens.
Critical Illness Insurance
Understand your critical illness cover options with tailored advice to help support your financial needs following a serious illness.
Income Protection
Explore income protection solutions designed to provide financial support if illness or injury prevents you from working.
Asset Structuring Overview
Explore asset structuring solutions designed to support your cross-border financial planning, investment strategy, and long-term wealth objectives.
Personal Portfolio Bonds
Understand how Personal Portfolio Bonds can support your investment strategy and broader cross-border financial planning objectives.
Migration & Relocation Advisory Services Overview
Plan your international move with tailored guidance across relocation, residency, investment, and cross-border financial planning considerations.
Global Mobility Planning
Receive guidance on the financial and practical considerations of moving overseas, tailored to your circumstances and long-term objectives.
Citizenship by Investment
Explore citizenship by investment options with guidance on eligibility, application considerations, and how they may fit your wider plans.
Golden Visas (Residency by Investment)
Understand golden visa options with tailored guidance on residency routes, investment requirements, and wider financial planning considerations.
Expat Financial Advice: How to Manage Your Finances Abroad
Investment Management Overview
Grow and protect your wealth with tailored investment management solutions, designed around your financial goals, risk profile, and long-term objectives.
Portfolio Management
Access professionally managed portfolios tailored to your goals, risk tolerance, and time horizon, with ongoing monitoring and expert investment oversight.
Managed Portfolio
Invest in professionally managed, risk-rated portfolios with ongoing monitoring and rebalancing to keep your investments aligned with your objectives.
Custom Investment Portfolio
Create a bespoke investment portfolio tailored to your financial goals, risk preferences, and personal investment requirements.
Investment Accounts
Choose from a range of investment accounts designed to help you invest tax-efficiently while supporting your long-term financial goals.
Banking Solutions
Access international banking solutions tailored to expats, helping you manage your money seamlessly across borders with confidence.
Private Banking
Access bespoke private banking services, combining personalised wealth solutions, exclusive banking facilities, and dedicated relationship management.
Expat Banking
Manage your finances internationally with banking solutions designed for expats, offering flexible accounts and seamless cross-border banking.
Currency Transfer
Transfer money internationally with competitive exchange rates, efficient payments, and expert support for cross-border transactions.
Lending
Access tailored lending solutions to support property purchases, refinancing, and other borrowing needs wherever you live.
Property Investment
Access end-to-end property investment solutions, combining sourcing, financing, and structuring to help build long-term wealth through property.
Property Investment
Limited Company Incorporation
Set up a limited company for property investment, helping optimise ownership structures, tax efficiency, and long-term wealth planning.
Property Investment Developments
Explore carefully selected property developments for expats offering strong investment potential, with expert support throughout the process.
Investment Management for HNW Families: How to Build a Robust Family Wealth Programme
Solutions
Discover expat financial solutions, including portfolio optimisation, pension consolidation, tax savings, wealth growth, and retirement planning, with expert guidance to secure your financial future.
Expat Solutions Overview
Optimise My Tax Strategy
Tax optimisation solutions for expats, reducing liabilities with specialist cross-border advice.
Optimise My Portfolio
Optimise your portfolio with expert management, global access, and a strategy aligned to your goals.
Consolidate My Pensions
Consolidate your pensions for streamlined management and better investment options.
QROPS Pension Transfer to SIPP
Review your QROPS and discover if moving to a UK SIPP offers greater flexibility and value.
Resources
Our expert adviser-produced resources offer insights to help you make informed decisions on financial, tax, and estate planning. Start learning today and take control of your financial future.
See All Resources
Articles
Read expert adviser-written articles on wealth management, tax, pensions, and expat financial strategies.
Calculators
Our calculators help you plan retirement, tax, pensions, and property investments to make informed financial decisions.
Guides
Discover expert guides on expat pensions, tax, property, and retirement planning to help secure your financial future.
Thought Leadership
Expert insights from our advisers and board on UK tax changes, expat wealth planning, global investing, and cross-border strategy.
Private Wealth Adviser
David is based in the UAE, he is a UK-qualified financial planner with first-hand experience of both living and working as an expatriate in mainland Europe and the Middle East, meaning he is perfectly placed to help you understand the challenges and opportunities you are likely to face whilst working overseas.
Having qualified through the Chartered Institute for Securities & Investment, David possesses a wide depth of knowledge, enabling him to work alongside international workers to help them achieve their short, medium, and long-term investment goals.
Whether arranging a wealth protection policy, or conducting a complimentary investment review, David takes the time to understand each client’s objectives and build a bespoke plan that helps turn their future dreams become reality.
Areas of Expertise
Qualifications & Awards
Bachelor of Laws (Hons) CISI Diploma in Investment Advice
Regions Covered
David and I have been engaged for several months and it’s been an absolute pleasure dealing with him. David has adept knowledge on the financial market and gives clear direction/guidance to allow... Read Full Quote
David continuously demonstrates his steadfast commitment to ensuring and protecting clients' best interests. I strongly recommend David because I fully trust his insights and advice, which have... Read Full Quote
David has been my advisor for a few years now. He is fluent at articulating complex financial options in a way that make perfect sense, extremely effective at laying all the facts there to take the... Read Full Quote
David has been a great guide in how to navigate between managing your International finances and building a future for yourself where you are, I've been fortunate enough to work with David for over 6... Read Full Quote
No hesitation whatsoever in recommending David for financial advisory. He is knowledgable, clear, concise, strategic, insightful, and helpful. He is always able to provide a detailed and... Read Full Quote
David and I have been engaged for several months and it’s been an absolute pleasure dealing with him. David has adept knowledge on the financial market and gives clear direction/guidance to allow you to make an informed decision on investments. I look forward to a continued relationship with David over the years to come.
David continuously demonstrates his steadfast commitment to ensuring and protecting clients' best interests. I strongly recommend David because I fully trust his insights and advice, which have always been based on a tailored and bespoke analysis of needs and priorities. His guidance has been instrumental in making strategic and well-informed decisions that have proven to be extremely beneficial.
David has been my advisor for a few years now. He is fluent at articulating complex financial options in a way that make perfect sense, extremely effective at laying all the facts there to take the best decision, and then takes you along the way managing your programs in a clear fact-based manner and a deep understanding of the current and future global outlook. He is also very thorough and proactive in reviewing with you your portfolio, reassuring that your assets are always taken care in the best possible way.
David has been a great guide in how to navigate between managing your International finances and building a future for yourself where you are, I've been fortunate enough to work with David for over 6 months now, and his insight on the markets, care and attention to what is needed to achieve the goals I'm after have been truly appreciated. Great professionalism and even better advise for my next steps.
No hesitation whatsoever in recommending David for financial advisory. He is knowledgable, clear, concise, strategic, insightful, and helpful. He is always able to provide a detailed and comprehensive (and compehensible!) answer to my various questions. He puts my best interests at the forefront of his advice, based on my unique and personal circumstances. All delivered with a warm and friendly attitude that makes him very easy to deal with. Thank you David.