Education Fee Planning Calculator for Expats

Planning for your child’s university education can be more complex when you live overseas, with costs affected by tuition fees, living expenses, inflation and exchange rates. Our education fee planning calculator for expat families helps you estimate the future cost of university, account for existing savings and potential investment growth, and understand how much you may need to save each month to stay on track.

"*" indicates required fields

Number of children*

Delay Before Starting Savings (Years)*

Please enter a number from 0 to 20.

Child 1

Child's current age*

Please enter a number from 0 to 17.

Expected course length (years)*

Please enter a number from 1 to 6.

What do you plan to pay for?*

Annual tuition fees today (£)*

Please enter a number from 0 to 100000.

Annual living costs today (£)*

Please enter a number from 0 to 50000.

Do you already have savings set aside for this child?*

Existing education savings (£)*

Please enter a number from 0 to 1000000.

Estimated annual increase in university fees (%)*

Please enter a number from 0 to 10.

Expected annual growth rate on savings (%)*

Please enter a number from 0 to 10.

Estimated annual increase in living costs (%)*

Please enter a number from 0 to 10.

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Projected total tuition cost (child 1)

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Projected living tuition cost (child 1)

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Total funded cost (child 1)

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Funding gap - Child 1

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Adjusted saving years - Child 1

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Monthly saving required with delay (0%)- Child 1

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Monthly saving required with delay (6%)- Child 1

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Increase in monthly savings (0%)- Child 1

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increase in monthly saving (6%) - Child 1

Total education cost (child 1)

Monthly saving needed (0% growth) (child 1)

Monthly saving needed (6% growth) (child 1)

Total education cost (child 1)

Monthly saving needed (0% growth) (child 1)

Monthly saving needed (6% growth)(child 1)

Child 2

Child's current age*

Please enter a number from 0 to 17.

Expected course length (years)*

Please enter a number from 1 to 6.

What do you plan to pay for?*

Annual tuition fees today (£)*

Please enter a number from 0 to 100000.

Annual living costs today (£)*

Please enter a number from 0 to 50000.

Do you already have savings set aside for this child?*

Existing education savings (£)*

Please enter a number from 0 to 1000000.

Estimated annual increase in university fees (%)

Please enter a number from 0 to 10.

Estimated annual increase in living costs (%)*

Please enter a number from 0 to 10.

Expected annual growth rate on savings (%)*

Please enter a number from 0 to 10.

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Projected total tuition cost (child 2)

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Projected living tuition cost (child 2)

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Total funded cost (child 2)

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Funding gap - Child 2

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Adjusted saving years - Child 2

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Monthly saving required with delay (0%)- Child 2

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Monthly saving required with delay (6%)- Child 2

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Increase in monthly savings (0%)- Child 2

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increase in monthly saving (6%) - Child 2

Total education cost (child 2)

Monthly saving needed (0% growth) (child 2)

Monthly saving needed (6% growth) (child 2)

Child 3

Child's current age*

Please enter a number from 0 to 17.

Expected course length (years)*

Please enter a number from 1 to 6.

What do you plan to pay for?*

Annual tuition fees today (£)*

Please enter a number from 0 to 100000.

Annual living costs today (£)*

Please enter a number from 0 to 50000.

Do you already have savings set aside for this child?*

Existing education savings (£)*

Please enter a number from 0 to 1000000.

Estimated annual increase in university fees (%)

Please enter a number from 0 to 10.

Estimated annual increase in living costs (%)*

Please enter a number from 0 to 10.

Expected annual growth rate on savings (%)*

Please enter a number from 0 to 10.

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Projected total tuition cost (child 3)

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Projected living tuition cost (child 3)

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Total funded cost (child 3)

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Funding gap - Child 3

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Adjusted saving years - Child 3

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Monthly saving required with delay (0%)- Child 3

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Monthly saving required with delay (6%)- Child 3

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Increase in monthly savings (0%)- Child 3

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increase in monthly saving (6%) - Child 3

Total education cost (child 3)

Monthly saving needed (0% growth) (child 3)

Monthly saving needed (6% growth) (child 3)

Child 4

Child's current age*

Please enter a number from 0 to 17.

Expected course length (years)*

Please enter a number from 1 to 6.

What do you plan to pay for?*

Annual tuition fees today (£)*

Please enter a number from 0 to 100000.

Annual living costs today (£)*

Please enter a number from 0 to 50000.

Do you already have savings set aside for this child?*

Existing education savings (£)*

Please enter a number from 0 to 1000000.

Estimated annual increase in university fees (%)

Please enter a number from 0 to 10.

Estimated annual increase in living costs (%)*

Please enter a number from 0 to 10.

Expected annual growth rate on savings (%)*

Please enter a number from 0 to 10.

This field is hidden when viewing the form

Projected total tuition cost (child 4)

This field is hidden when viewing the form

Projected living tuition cost (child 4)

This field is hidden when viewing the form

Total funded cost (child 4)

This field is hidden when viewing the form

Funding gap - Child 4

This field is hidden when viewing the form

Adjusted saving years - Child 4

This field is hidden when viewing the form

Monthly saving required with delay (0%)- Child 4

This field is hidden when viewing the form

Monthly saving required with delay (6%)- Child 4

This field is hidden when viewing the form

Increase in monthly savings (0%)- Child 4

This field is hidden when viewing the form

increase in monthly saving (6%) - Child 4

Total education cost (child 4)

Monthly saving needed (0% growth) (child 4)

Monthly saving needed (6% growth) (child 4)

Results

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Total education cost (all children) (£)

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Total existing education savings (all children) (£)

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Overall funding gap / surplus (£)

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Monthly saving needed (0% growth) (£/month)

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Monthly saving needed (6% growth) (£/month)

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Monthly saving needed after delay (0% growth)

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Monthly saving needed after delay (6% growth)

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Increase caused by delay (0%)

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Increase caused by delay (6%)

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Additional monthly saving needed if you delay (0% growth)

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Additional monthly saving needed if you delay (6% growth)

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Education funding status

Total education cost (all children) (£)

Total existing education savings (all children) (£)

Overall funding gap / surplus (£)

Your Saving Plan If You Start Saving Today

Monthly saving needed (0% growth) (£/month)

Monthly saving needed (6% growth) (£/month)

Your Saving Plan If You Start Saving 0 Years From Today

Monthly saving needed after delay (0% growth)

Monthly saving needed after delay (6% growth)

Additional monthly saving needed if you delay (0% growth)

Additional monthly saving needed if you delay (6% growth)

Education funding status

On track (Fully Funded)

Education funding status

Not Yet Fully Funded

Disclaimer: This calculator on this website is intended for illustrative and informational purposes only and does not constitute financial, investment, or tax advice of any kind. All results are estimates based solely on the information you provide and on average costs and figures current at the time of publication. Fees, charges, living costs, inflation, and other economic variables change over time and figures displayed may not reflect conditions at the time you read them or at any future date. No account is taken of changes in legislation, taxation, or personal circumstances, all of which may significantly affect your actual position. For complex situations, inputs have been simplified and other factors may be relevant that this tool does not capture.
We recommend that you should always seek independent advice from a qualified financial adviser before making any financial decision.
To the fullest extent permitted by law, the owners, operators, and affiliates of this website accept no liability for any loss or consequence direct, indirect, or otherwise arising from your use of or reliance on this calculator. By using this tool, you confirm that you have read and accepted this disclaimer in full and that you do so entirely at your own risk.