AHR Group has been acquired by Titan Wealth and is now operating as Titan Wealth International

Clients We Help
Clients We Help

We provide tailored wealth management solutions for expats and high-net-worth individuals. See the groups we serve and how our bespoke solutions can help you manage and grow your wealth globally.
Clients We Help Overview

British Expats

Wealth management for British expats, covering UK pensions, tax optimisation, and cross-border advice.

US Expats

Wealth management for US expats, including 401k rollovers, IRA transfers, and cross-border tax planning.

Non-Resident Indians

Wealth management for NRIs, addressing foreign tax obligations, remittances and currency fluctuations.

Book a Discovery Call

Find out how we can help you in 15 minutes.

Speak to an Adviser
Services
Services

Investment Management

Financial Planning

Tax Planning

Estate Planning

Property Investment
Investment Management

Managed Portfolio

Choose from risk-rated portfolios designed to suit your investment objectives, offering a structured approach to financial growth.

Bespoke Portfolio

Personalise your investments with strategies aligned to your financial goals, managed with care and expertise for long-term planning.

Financial Planning Overview

Pension Advice

Expert guidance to manage your pensions, align them with your goals, and maximise growth tax-efficiently.

Pension Advice Services

Defined Benefit Pension Analysis

Pension Transfer

Bespoke pension transfer solutions for expats, including SIPPs, QROPS, and 401(k) Rollovers.

Pension Transfer Services

Defined Contribution

401k Rollover

Currency Transfer

Fast, secure, and low-commission international currency transfers with regulated providers.

Tax Planning Overview

General Tax Planning

Optimise your wealth with tailored tax strategies for expats navigating multi-jurisdictional complexities.

Inheritance Planning

Preserve your legacy with tailored solutions for expats navigating cross-border requirements.

UK Repatriation

Simplify your return with expert guidance, ensuring a smooth transition back to the UK after living abroad.

Estate Planning Overview

Trust Planning

Safeguard your assets with tailored trust planning solutions designed to protect wealth across generations.

Will Writing

Secure your legacy with our will service, ensuring your wishes are honoured and loved ones protected.

Property Investment

Expat Mortgages

Access tailored mortgage solutions designed for expats, offering flexibility and guidance to suit your property investment goals.

Limited Company Incorporation

Explore options for setting up a limited company to optimise property ownership, tax planning, and long-term asset protection.

Latest Developments

Discover carefully selected turnkey property developments with comprehensive support for a streamlined and hassle-free investment experience.

Book a Discovery Call

Find out how we can help you in 15 minutes.

Speak to an Adviser

Expat Financial Advice: How to Manage Your Finances Abroad

Read
Expat Solutions
Expat Solutions

Discover expat financial solutions, including portfolio optimisation, pension consolidation, tax savings, wealth growth, and retirement planning, with expert guidance to secure your financial future.
Expat Solutions Overview

Optimise My Tax Strategy

Tax optimisation solutions for expats, reducing liabilities with specialist cross-border advice.

Optimise My Portfolio

Optimise your portfolio with expert management, global access, and a strategy aligned to your goals.

Consolidate My Pensions

Consolidate your pensions for streamlined management and better investment options.

Book a Discovery Call

Find out how we can help you in 15 minutes.

Speak to an Adviser
Resources
Resources

Our expert adviser-produced resources offer insights to help you make informed decisions on financial, tax, and estate planning. Start learning today and take control of your financial future.
See All Resources

Articles

Read expert adviser-written articles on wealth management, tax, pensions, and expat financial strategies.

Pension Planning

Tax Planning

Property Investment

Investing

Wealth Management

All Articles

Calculators

Our calculators help you plan retirement, tax, pensions, and property investments to make informed financial decisions.

Guides

Discover expert guides on expat pensions, tax, property, and retirement planning to help secure your financial future.

Double Taxation Agreement: A Guide For Expats

Read

Expat Financial Advice: How to Manage Your Finances Abroad

Read

Speak to an Adviser

Book a call Client Login

Learn More

Daniel Waterman

Managing Director Business Development

As one of Titan Wealth International most senior financial planners and one of the partners of the firm, Daniel specialises in delivering holistic independent advice to individuals globally.

After completing University, Daniel started his career back in the UK working for Lloyds Banking Group in a fast-track management role which led to him being on the Senior Management team for several branches as well as advising retail clients within the UK.

Taking this experience forward and staying within the Retail Banking Sector he then qualified as a Mortgage and Insurance specialist working for the Santander Group.

For the last 15 years, Daniel has been working in the Offshore Market helping International workers mainly in the Middle East and Africa receive qualified Financial Planning Advice, alongside running regional Offices in Europe.

Areas of Expertise

Retirement Planning
International Savings & Investment Options
Investment Review
Private Banking Advice
Education Fee Advice & Planning
Private Client Wealth and Estate Planning

Qualifications & Awards

Mortgage Adviser CeMAP and Financial Planning Certificate (FPC)

Regions Covered

Africa

LinkedIn Profile

img:is([sizes="auto" i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px;}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}.heateor_sss_button_instagram span.heateor_sss_svg,a.heateor_sss_instagram span.heateor_sss_svg{background:radial-gradient(circle at 30% 107%,#fdf497 0,#fdf497 5%,#fd5949 45%,#d6249f 60%,#285aeb 90%);}.heateor_sss_horizontal_sharing .heateor_sss_svg,.heateor_sss_standard_follow_icons_container .heateor_sss_svg{color:#fff;border-width:0px;border-style:solid;border-color:transparent;}.heateor_sss_horizontal_sharing .heateorSssTCBackground{color:#666;}.heateor_sss_horizontal_sharing span.heateor_sss_svg:hover,.heateor_sss_standard_follow_icons_container span.heateor_sss_svg:hover{border-color:transparent;}.heateor_sss_vertical_sharing span.heateor_sss_svg,.heateor_sss_floating_follow_icons_container span.heateor_sss_svg{color:#fff;border-width:0px;border-style:solid;border-color:transparent;}.heateor_sss_vertical_sharing .heateorSssTCBackground{color:#666;}.heateor_sss_vertical_sharing span.heateor_sss_svg:hover,.heateor_sss_floating_follow_icons_container span.heateor_sss_svg:hover{border-color:transparent;}@media screen and (max-width:783px){.heateor_sss_vertical_sharing{display:none !important;}}.pagination{justify-content:center;width:100%;padding-top:3rem;}.pagination .page-numbers{margin:0 3px;}.pagination .page-numbers.current{border:1px solid;}#wpadminbar{z-index:99999999;}.articleListWrap .featuredArtCol,.authorArtCol{display:none;}#searchwp-form-2 .swp-input,#searchwp-form-2 .swp-select{border:0;border-bottom:1px solid #31125f;border-radius:0;}#searchwp-form-2 .swp-toggle-checkbox:checked + .swp-toggle-switch,#searchwp-form-2 .swp-toggle-switch--checked{background:#31125f;}#searchwp-form-2 *{font-size:14px;}#searchwp-form-2 input[type=submit]{color:#31125f;}#searchwp-form-2 input[type=submit]{font-size:14px;}.searchwp-live-search-results{opacity:0;transition:opacity .25s ease-in-out;-moz-transition:opacity .25s ease-in-out;-webkit-transition:opacity .25s ease-in-out;height:0;overflow:hidden;z-index:9999995;position:absolute;display:none;}.searchwp-live-search-results-showing{display:block;opacity:1;height:auto;overflow:auto;}.searchwp-live-search-no-results{padding:3em 2em 0;text-align:center;}.searchwp-live-search-no-min-chars:after{content:"Continue typing";display:block;text-align:center;padding:2em 2em 0;}