Jay Sandhu
Chartered MCSI

I can confidently say that Jay is a diligent and trustworthy financial advisor who loves what he does. Jay consistently puts his client´s interests first, taking the time to understand their goals and tailoring strategies that align with long-term objectives.

What sets Jay apart is his commitment to staying informed, his attention to detail, and his proactive approach. I would recommend Jay without hesitation.

I have been a Client of Jay’s a couple of years now, maybe more time flies, and have found Jay to not only be personable and patient with my limited computer skills but more importantly extremely effective at what he does.

His weekly updates are always informative and measured and with the diverse experience of his colleagues I am able to confidently find all my financial planning, inheritance planning, repatriation planning needs within one organisation.

I would highly recommend Jay to those who are just starting out with their own financial planning to those more seasoned individuals looking to benefit from Jay’s enthusiasm and knowledge.

In an industry that attracts too many charlatans who have moved from selling gym memberships or double glazing to selling financial products without understanding them; Jay stands out as a true professional who understands the market, is transparent over management fees, and is genuinely passionate about the industry.

Jay is not afraid to be challenged on any recommendations and has worked hard to create a bespoke and balanced portfolio around our preferences. Jay has also put in the hard work to study investment options we have proposed that maybe weren't on his radar and advised on long-term prospects and fundamentals so that we could make educated decisions.

I would absolutely recommend Jay to anyone, particularly in the Middle East, who needs solid financial advice that is a cut-above that provided by the banking behemoths or mass-market financial advisors (you know who they are) who seem to churn through salespeople, sorry I mean advisors, like there is no tomorrow.

I’ve had the pleasure of working with Jay as my financial advisor, and I can’t recommend him highly enough. From the beginning, Jay has been incredibly knowledgeable, approachable, and genuinely committed to helping me achieve my financial goals.

What sets Jay apart is his ability to explain complex financial strategies in a way that’s easy to understand. He takes the time to listen, understand your unique situation, and tailor a plan that aligns perfectly with your values and aspirations. His guidance has not only helped me feel confident about my financial future, but also empowered me to make smarter, more informed decisions.

Jay is the kind of professional who goes the extra mile, stays ahead of market trends, and always acts with integrity. If you’re looking for someone who’s not only skilled in financial planning but also truly cares about your success, Jay is the man to talk to.

After relocating to the Middle East in 2016, I took the decision to consolidated all my pensions and policies with an financial firm based in Dubai. Unfortunately, the fund manager who I was working with did nothing to protect or grow my investments, leading to significant losses across my entire portfolios. Looking back now, I regret not taking action sooner, but what’s done is done!

2-years ago, after yet another frustrating review with the same poor results, I’d had enough and decided to change. I started entertaining cold calls from other financial institutions, hoping to find a better alternative. Purely by luck, one of the calls I received was from Jay Sandhu assistant who did a good job to get me in a call. From my very first conversation with Jay, we connected instantly, and I knew he was the right one for me after speaking with at least 6 x others previously. Initially, all I asked from Jay was stability and for him to put an end to the recurring losses I had suffered with my previous firm.

Once I transferred all my funds to Jay, he immediately got to work, restructuring my entire portfolios. Within 3-months, I started seeing positive changes across all investments. By 6-months, my funds were growing, and by 12-months, the transformation was noticeable. Now, 2-years in, Jay has completely turned my financial situation around, and I couldn’t be more grateful for his efforts!

Since then, I have continued to invest more with Jay, and he has consistently delivered on everything he promised. My confidence in Jay is unwavering, and I trust his expertise completely. While I understand that financial markets can be unpredictable, Jay’s proactive approach, extensive network, and strong industry background ensure that he always stays ahead. He is not afraid to make tough calls and reinvest when needed to keep things on track.

Without a doubt, I will never change my advisor. No matter where Jay goes in the industry, my portfolios will follow. He is, without question, an outstanding professional who is extremely sharp, deeply committed to his clients’ best interests, and a true expert in his field.

I would strongly advise any expat to at least have a chat with Jay, you won't be disappointed!!