Education Fee Planning Calculator for Expats

Planning for your child’s university education can be more complex when you live overseas, with costs affected by tuition fees, living expenses, inflation and exchange rates. Our education fee planning calculator for expat families helps you estimate the future cost of university, account for existing savings and potential investment growth, and understand how much you may need to save each month to stay on track.

"*" indicates required fields

Number of children*

Enter hypothetical year to compare the cost of saving now versus later*

Please enter a number from 0 to 20.

Child 1

Child's current age*

Please enter a number from 0 to 17.

Expected course length (years)*

Please enter a number from 1 to 6.

What do you plan to pay for?*

Annual tuition fees today (£)*

Please enter a number from 0 to 100000.

Annual living costs today (£)*

Please enter a number from 0 to 50000.

Do you already have savings set aside for this child?*

Existing education savings (£)*

Please enter a number from 0 to 1000000.

Estimated annual increase in university fees (%)*

Please enter a number from 0 to 10.

Expected annual growth rate on savings (%)*

Please enter a number from 0 to 10.

Estimated annual increase in living costs (%)*

Please enter a number from 0 to 10.

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Projected total tuition cost (child 1)

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Projected living tuition cost (child 1)

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Total funded cost (child 1)

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Funding gap - Child 1

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Adjusted saving years - Child 1

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Monthly saving required with delay (0%)- Child 1

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Monthly saving required with delay (6%)- Child 1

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Increase in monthly savings (0%)- Child 1

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increase in monthly saving (6%) - Child 1

Total education cost (child 1)

Monthly saving needed (0% growth) (child 1)

Monthly saving needed (6% growth) (child 1)

Total education cost (child 1)

Monthly saving needed (0% growth) (child 1)

Monthly saving needed (6% growth)(child 1)

Child 2

Child's current age*

Please enter a number from 0 to 17.

Expected course length (years)*

Please enter a number from 1 to 6.

What do you plan to pay for?*

Annual tuition fees today (£)*

Please enter a number from 0 to 100000.

Annual living costs today (£)*

Please enter a number from 0 to 50000.

Do you already have savings set aside for this child?*

Existing education savings (£)*

Please enter a number from 0 to 1000000.

Estimated annual increase in university fees (%)

Please enter a number from 0 to 10.

Estimated annual increase in living costs (%)*

Please enter a number from 0 to 10.

Expected annual growth rate on savings (%)*

Please enter a number from 0 to 10.

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Projected total tuition cost (child 2)

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Projected living tuition cost (child 2)

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Total funded cost (child 2)

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Funding gap - Child 2

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Adjusted saving years - Child 2

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Monthly saving required with delay (0%)- Child 2

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Monthly saving required with delay (6%)- Child 2

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Increase in monthly savings (0%)- Child 2

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increase in monthly saving (6%) - Child 2

Total education cost (child 2)

Monthly saving needed (0% growth) (child 2)

Monthly saving needed (6% growth) (child 2)

Child 3

Child's current age*

Please enter a number from 0 to 17.

Expected course length (years)*

Please enter a number from 1 to 6.

What do you plan to pay for?*

Annual tuition fees today (£)*

Please enter a number from 0 to 100000.

Annual living costs today (£)*

Please enter a number from 0 to 50000.

Do you already have savings set aside for this child?*

Existing education savings (£)*

Please enter a number from 0 to 1000000.

Estimated annual increase in university fees (%)

Please enter a number from 0 to 10.

Estimated annual increase in living costs (%)*

Please enter a number from 0 to 10.

Expected annual growth rate on savings (%)*

Please enter a number from 0 to 10.

This field is hidden when viewing the form

Projected total tuition cost (child 3)

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Projected living tuition cost (child 3)

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Total funded cost (child 3)

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Funding gap - Child 3

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Adjusted saving years - Child 3

This field is hidden when viewing the form

Monthly saving required with delay (0%)- Child 3

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Monthly saving required with delay (6%)- Child 3

This field is hidden when viewing the form

Increase in monthly savings (0%)- Child 3

This field is hidden when viewing the form

increase in monthly saving (6%) - Child 3

Total education cost (child 3)

Monthly saving needed (0% growth) (child 3)

Monthly saving needed (6% growth) (child 3)

Child 4

Child's current age*

Please enter a number from 0 to 17.

Expected course length (years)*

Please enter a number from 1 to 6.

What do you plan to pay for?*

Annual tuition fees today (£)*

Please enter a number from 0 to 100000.

Annual living costs today (£)*

Please enter a number from 0 to 50000.

Do you already have savings set aside for this child?*

Existing education savings (£)*

Please enter a number from 0 to 1000000.

Estimated annual increase in university fees (%)

Please enter a number from 0 to 10.

Estimated annual increase in living costs (%)*

Please enter a number from 0 to 10.

Expected annual growth rate on savings (%)*

Please enter a number from 0 to 10.

This field is hidden when viewing the form

Projected total tuition cost (child 4)

This field is hidden when viewing the form

Projected living tuition cost (child 4)

This field is hidden when viewing the form

Total funded cost (child 4)

This field is hidden when viewing the form

Funding gap - Child 4

This field is hidden when viewing the form

Adjusted saving years - Child 4

This field is hidden when viewing the form

Monthly saving required with delay (0%)- Child 4

This field is hidden when viewing the form

Monthly saving required with delay (6%)- Child 4

This field is hidden when viewing the form

Increase in monthly savings (0%)- Child 4

This field is hidden when viewing the form

increase in monthly saving (6%) - Child 4

Total education cost (child 4)

Monthly saving needed (0% growth) (child 4)

Monthly saving needed (6% growth) (child 4)

Results

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Total education cost (all children) (£)

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Total existing education savings (all children) (£)

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Overall funding gap / surplus (£)

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Monthly saving needed (0% growth) (£/month)

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Monthly saving needed (6% growth) (£/month)

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Monthly saving needed after delay (0% growth)

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Monthly saving needed after delay (6% growth)

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Increase caused by delay (0%)

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Increase caused by delay (6%)

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Additional monthly saving needed if you delay (0% growth)

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Additional monthly saving needed if you delay (6% growth)

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Education funding status

Total education cost (all children) (£)

Total existing education savings (all children) (£)

Overall funding gap / surplus (£)

Your Saving Plan If You Start Saving Today

Monthly saving needed (0% growth) (£/month)

Monthly saving needed (6% growth) (£/month)

Your Saving Plan If You Start Saving 0 Years From Today

Monthly saving needed after delay (0% growth)

Monthly saving needed after delay (6% growth)

Additional monthly saving needed if you delay (0% growth)

Additional monthly saving needed if you delay (6% growth)

Education funding status

On track (Fully Funded)

Education funding status

Not Yet Fully Funded

Disclaimer: The calculator provided on this website is intended for illustrative and informational purposes only and should not be considered as financial advice in any form. The results generated by the calculator are estimates based on the information you provide and are not guaranteed to be accurate or reflective of your current or future position. For complex areas, the calculator inputs may be simplified to give you an estimate, although other factors may be relevant to assess your position. We recommend consulting with a qualified financial adviser for personalised advice and information regarding your financial planning. By using this calculator, you acknowledge and agree that the website and its owners are not responsible for any decisions made based on the results obtained from this tool.